Helping you Find the Best Loan for your Needs
Getting a mortgage loan is a decision that can have a long term benefits or consequences. You’ll have a mortgage payment for 15, 20 or 30 years, so it’s smart to shop around to find the best lenders out there. Finding a mortgage lender involves more than just looking for a good interest rate and terms; you want to work with only the best companies that have top professionals who will explain the ins and outs of the process. Contact us with the basic details and we will get you pointed in the right direction.
Construction loans can be tough to get because of the lack of collateral (a finished home). Construction loans are typically a maximum of one year, and this type of loan is usually at a higher rates than the permanent mortgage. To gain approval, the lender will require a construction timeline, detailed plans and a full details cost estimate (construction budget) ALL of which we here at Course Bridge can help you complete and as always our service is free. When you have everything ready we can also point you in the right direction for finding the best construction loans
You can search, compare and negotiate mortgages all you want, but your credit score will have such a significant impact on the type and cost of the home loan, that it becomes one of the most important factors in getting the mortgage. Not everyone may qualify to buy a home because certain credit and income criteria is needed to assure mortgage companies you have the ability to repay your loan. The higher your credit score, the more negotiating power you’ll have. A lower credit score will mean a higher interest rate on your loan. Generally, if you have a score under 580, you’ll have a tough time qualifying for most types of mortgages. The good news is that your credit can be repaired . It can be very hard to find a reputable credit repair service (there are many) we have only a few we will recommend. Contact us and we will help get you connected with them. Some staff at Course Bridge has had personal experiences with a few of them and we can share our experiences. You can check out our “Credit Help & Credit Repair” for more details.
Best Amortization Calculator Below!
You can even have the results sent to your email instantly.
Fast and easy to use
Learn what costs are typicially involved in obtaining a home mortgage
Try different scenarios
You can quickly compare the difference the down payment will make on your home loan. Or try seeing how just a few points different on an interest rate will affect your mortgage payment amount
Complete detailed results
Will include mortgage interest calculated with a full 30 year amortization schedule and will also include the estimate of PMI (Private Mortgage Insurance) costs if LTV (Loan To Value) exceeds 80% of home cost. Average assessed taxes and homeowners insurance cost estimate.
Free PDF sent to your email
With one click you can send the detailed results to your email in a .pdf format so you can refer back to it as you are shoping for a home mortgage loan
Just enter your numbers below
If you would like a free PDF sent to your email just check the box. (no signing up or registering required)